Calm MoneyThe financial implementation programme built around your money personality, with twelve months of coaching from me.
You earn good money, but month to month it goes faster than it should.
You've tried apps, spreadsheets, budgets. None of them were built around how you actually think about money.
You know you should be investing, clearing debt, building your pension. Knowing and doing are two very different things.
Every professional in this position has the same three choices.
Hours of content, podcasts, articles, and forums. Conflicting advice from strangers. AI that sounds confident but doesn't know you.
An adviser will charge you £150 to £300 an hour. That's £2,400 a year for a monthly session, and it never stops. Most won't even take the meeting if you've got less than £100k in assets.
A complete financial system built by a qualified adviser. Daily access to me in the community, monthly live Q&A, deep-dives, expert sessions, and peers doing the same work. Twelve full months. £597.
I'm a qualified financial adviser with 18 years in financial services, and I wrote The Money Basics with HarperCollins in 2023.
Calm Money takes everything I know works and puts it into a system you can actually implement. I'll be the one in the community. I'll be the one on the monthly calls working with you on the decisions that matter most.
Twelve months of direct access to me turns knowing what to do into actually doing it.
12 monthly live Q&A sessions with me, plus expert sessions from specialists across financial services.
Regular check-ins, built around your money personality, keep you moving forward all year.
Timely prompts tied to your progress, plus deep-dive sessions on investing, pensions, tax, property and protection.
12 months of private community access with people at the same income level, working towards the same goals.
Habits take a full financial year to embed, not a weekend. Twelve months exists to make your module one goals your reality by month twelve.
"I built a fully funded emergency fund, got onto the property ladder, and it changed the future financial situation of my entire family."
"It genuinely took away the anxiety I had around my finances. I'm less scared of my bank account than I have been in years."
"The biggest shift for me was around budgeting. I understood its importance before, but the coaching really cemented it. My budget has genuinely become something I engage with closely now, almost like a close friend. The accountability element alone was worth it."
Traditional financial advice costs £150 to £300 per hour. Calm Money gives you twelve months of structured implementation, 12 monthly live Q&A sessions, accountability check-ins, and community access, for £597. Less than two standard advisory appointments. With a system that lasts well beyond either of them.
Yes, pay quarterly, in 2 instalments or in one go.
Work through module one. If it isn't right, email me within 14 days for a full refund.
Calm Money is financial education and implementation, delivered by a qualified financial adviser.
The programme has five modules, and you move through them at your own pace. There's no rush. Take your time, especially with the reset module, and make sure you complete every task before moving on.
Module three is built specifically around breaking the debt cycle before we move to saving and investing.
Yes. The system is built for variable income. From module one, we shape your safety net and structure around that reality. If you're self employed through a limited company, this can be treated as a business expense.